Medicare is the federal health insurance program for:
You can enroll in Medicare if you are about to turn 65 in the next 3 months, in the month of your 65th birthday or 3 months after you turn 65. This would be your Initial Enrollment Period (IEP).
Part A covers basic functions of insurance such as:
Covers both Part A and Part B, it may also cover:
Medicare’s Drug Coverage (Part D) offers outpatient prescription drug coverage for anyone with Medicare. It is only available through private companies and the cost varies from plan to plan.
It is important to know coverage is not automatic and must apply to avoid a late enrollment penalty.
October 15-December 7
During the Annual Enrollment Period you can add, drop or switch your Medicare Coverage.
January 1 – March 31
Open Enrollement Period
If you are already a Medicare Advantage Plan member, you may disenroll from your current plan and switch to a different Medicare Advantage plan one time only during this period.
Special Enrollment Period
Under certain circumstances, you may be able to enroll in a Medicare plan outside of the AEP, IEP and OEP frames. The ways you may qualify for SEP is if you: Retire, Qualify for Extra help, get diagnosed with a certain qualifying disability or chronic health condition, among many other options.